🔁 Transactional Funding
Same-Day, Short-Term Capital for Real Estate Wholesalers
At Cap One Lending, we provide fast and flexible Transactional Funding for real estate investors executing double-close transactions. Our in-house capital and streamlined process allow you to fund both sides of a deal without using your own cash—helping you close more deals and scale your wholesale business with confidence.
✅ 100% funding available
✅ Same-day closings
✅ No credit check or income verification
✅ In-house capital — no broker delays
💡 What Is Transactional Funding?
Transactional Funding is a short-term loan used by real estate wholesalers to complete back-to-back closings—commonly referred to as A to B and B to C transactions.
- A to B: You (the wholesaler) purchase the property from the seller
- B to C: You sell the property to your end buyer immediately afterward
- We fund your A to B purchase while you profit from the spread between the two deals.
This allows you to legally and cleanly assign or flip properties without using your own cash.
⚡ Why Use Transactional Funding?
🏦 No personal capital needed
📝 No credit or income documentation required
🚀 Closings in 24–48 hours (same-day available)
💼 Protects your position in the deal
🔐 Avoids title seasoning issues
💰 Keep full control of your profit margin
📋 Loan Terms & Requirements
Loan Amounts:
- Minimum: $50,000
- Maximum: $2,000,000+ (case-by-case)
Term:
- 1 to 3 business days
- Extended terms available if necessary
Requirements:
- Valid Purchase & Sale Agreement (A to B)
- Valid Contract with End Buyer (B to C)
- Same-day or next-day closing scheduled
- Title company or closing attorney with experience in double closings
- No major title issues or delays
🧾 What You’ll Need to Provide
- Executed A-B and B-C purchase contracts
- Preliminary closing statements for both transactions
- Title commitment
- Contact info for your closing agent
- End buyer’s proof of funds or lender commitment
We’ll review your deal and issue a funding approval within hours—so you never lose a deal waiting on capital.
🔑 Why Cap One Lending?
- In-house capital = Fast and reliable
- No broker fees or third-party delays
- Experience with complex investor transactions
- Responsive service and fast underwriting
- Dedicated investor support team
- Offered in Missouri and Kansas (Title or closing attorney required)
📞 Ready to Close Your Next Deal?
At Cap One Lending, we help wholesalers and investors close with confidence. Whether it’s your first double close or your hundredth, we have the funding you need—when you need it.
📲 Call us at 816-905-1111
🌐 APPLY HERE
Secure your next wholesale deal without the stress. Let’s fund it.