Fix and Flip Loans

🛠️ Cap One Lending: Fix and Flip Loans Made Simple

Private Lending Solutions for Real Estate Investors

At Cap One Lending, we provide direct private capital for Fix and Flip projects—meaning we lend our own funds and have access to a wide network of broker options. This dual advantage gives you flexible terms, competitive rates, and the speed you need to move fast in today's market.

💡 What Is a Fix and Flip Loan?

A Fix and Flip loan is short-term financing designed for real estate investors who buy distressed or undervalued properties, renovate them, and resell for a profit. These loans are typically made to business entities and are based on the value of the property—not your personal income or credit.

🏗️ Why Use a Private Lender Like Cap One Lending?

Unlike traditional banks, we cut out the red tape and offer a relationship-driven, investor-focused approach:

✅ Direct private lending—fast approvals using our capital

✅ Brokered loan options—access to multiple programs and terms

✅ No middlemen delays—real decisions, real fast

✅ Funding in as little as 3 days once we have all documents

✅ Customized loan options for beginners and experienced investors

🔧 Fix and Flip Loan Terms

We structure our Fix and Flip loans to support 100% of the purchase price and renovation budget, with a strong focus on the After-Repair Value (ARV).

• Purchase & Rehab: Up to 100% of purchase price and 100% of renovation costs
• Max ARV: 75% of After-Repair Value
• Loan Size: $50,000 to $2,000,000
• Term: 6 to 12 months (extensions available)
• Property Types: Single-family, Duplex, Triplex, Fourplex, and Townhomes
• Eligible Borrowers: Business entities (LLCs, Corporations, Trusts, etc.)

⚡ Key Features

• Low monthly interest-only payments
• No appraisal required (in most cases)
• No application fees
• No prepayment penalties
• No impact on your personal credit
• Same-day approvals
• Fast closings—typically within 3 to 5 days

🌍 Where We Lend

We fund deals in nearly every state across the U.S. (excluding MN, ND, NV, OR, and SD).

📝 Easy 3-Step Funding Process

Step 1: Get Preapproved
Submit your business loan application, ID, entity documents, and experience (if applicable).

Step 2: Receive Custom Terms
We’ll prepare a tailored term sheet once we review your purchase contract, rehab budget, and proof of funds.

Step 3: Final Approval & Closing
We handle the final steps—inspection, insurance, title work—and get you closed fast.

🔑 Cap One Advantage: Flexibility Meets Speed

Whether you're a first-time flipper or a seasoned investor, we tailor each deal to help you succeed. With our in-house capital and broker relationships, you’re not locked into one option—you get the best available terms from a trusted partner.

📞 Ready to Flip Your Next Deal?

Call us at 816-905-1111 or APPLY HERE to get preapproved today.
Your next project deserves a lender who moves as fast as you do.