Jumbo Home Loans

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What is a Jumbo Home Loan?

Jumbo mortgages are home loans that exceed conforming loan limits. A jumbo loan is one way to buy and finance a high-valued or luxury home. Borrowers are required to have a low debt-to-income ratio and a high credit score.

If you’re considering buying a high-valued or luxury home, a jumbo loan may be right for you.

Jumbo Loan Benefits

  • Higher loan amounts that exceed conventional guidelines
  • No prepayment penalty

Jumbo Loans Guidelines:

  • 15- and 30-year fixed rate options
  • Max 90% LTV with no mortgage insurance with credit score of 700
  • Loan amount from conforming loan limit plus $1 up to $3.5 million
  • First-time homebuyers allowed.
  • Primary residence, second homes, and investment properties
  • Loan amounts up to $4 million on 5/6-, 7/6- and 10/6-year ARMs

Apply Now

Get started with our easy online application

CLICK HERE TO GET STARTED