At Cap One Lending, we are your trusted mortgage partner for a wide range of property types, including primary residences, second homes, and investment properties. Whether you're purchasing a new home and seeking pre-approval, refinancing to reduce your interest payments, or leveraging your home’s equity for a cash-out option, we are here to guide and support you every step of the way.
We are proud to offer comprehensive mortgage solutions across Missouri, Kansas, Texas, and Florida for primary and secondary homes, and we provide investment real estate financing in nearly every state. Our reach is extended even further through collaborations with top-tier realtors, builders, and real estate investors, giving you exclusive access to off-market and pre-market properties.
Why Choose Cap One Lending?
At Cap One Lending, we prioritize your understanding of the entire mortgage process. From start to finish, we guide you through every step, ensuring complete transparency and that you know exactly what to expect. We are committed to providing the best loan options at the most competitive rates, allowing you to make confident and informed decisions about your mortgage needs.
As a Veteran-owned and operated company, we take great pride in our mission to exceed your expectations. With decades of experience in the mortgage industry since the early 2000s, we bring unmatched expertise to the table. We don't just want to be your lender—we aim to build lasting relationships by consistently going the extra mile and providing a personal touch that sets us apart.
Our Mission: Exceptional Service, Every Day
Our mission is simple: to provide you with the best lending experience ever. From your first consultation to the moment your loan is closed and beyond, we are committed to delivering exceptional service and ensuring your complete satisfaction throughout your mortgage journey.
We believe in making the mortgage process as seamless as possible so you can focus on what truly matters—whether it’s buying your dream home, growing your real estate portfolio, or securing the right loan for your needs.
Our Services
Primary and Secondary Home Financing: We offer tailored mortgage solutions for primary residences and secondary homes in Missouri, Kansas, Texas, and Florida. Our services include:
- Purchase Loans: Financing options to help you buy your dream home or a second property, with competitive rates and terms.
- Refinancing: Lower your interest rate or adjust your loan term with refinancing options designed to save you money and meet your evolving needs.
- Cash-Out Refinancing: Tap into the equity of your primary or secondary home to fund major expenses, home improvements, or debt consolidation.
Investment Real Estate Loans: We provide financing for a wide range of investment properties across nearly every state, helping you grow and diversify your real estate portfolio. Our investment lending options include:
- DSCR Loans: We offer short-term and long-term rental programs based off of the cash flow from your investment property.
- Fix and Flip Loans: Short-term loans designed for real estate investors looking to purchase, renovate, and resell properties for a profit.
- New Construction: Financing options for new construction projects, based on the income generated by the property.
- Bridge Loans: Short-term financing to bridge the gap between buying a new property and selling an existing one.
- Transactional Funding: A quick funding option for real estate investors involved in simultaneous buy and sell transactions.
Join the Cap One Lending Family Today
At Cap One Lending, we are more than just a mortgage lender—we are your partner in achieving your real estate and financial goals. Let’s work together to help you make the best mortgage decisions and take the next step in your journey.
