🏠 Welcome to Cap One Lending
Your Trusted Partner in Home & Investment Real Estate Financing
At Cap One Lending, we offer a full suite of mortgage and private lending solutions tailored for primary residences, second homes, and investment properties. Whether you’re buying your first home, refinancing for a better rate, or growing your real estate portfolio—we’re here to guide you every step of the way.
🌍 Lending Where You Need It Most
We proudly serve homebuyers in Missouri, Kansas, Texas, and Florida, and provide investment real estate loans in nearly every state. Through our network of top-tier realtors, builders, and real estate investors, we give our clients exclusive access to off-market and pre-market properties—opportunities you won’t find elsewhere.
💡 Why Choose Cap One Lending?
✅ Transparent, Personalized Guidance – Know what to expect every step of the way
✅ Private Lending + Broker Access – Get the best of both worlds: speed and options
✅ Veteran-Owned & Operated – Proudly serving with integrity and purpose
✅ Decades of Mortgage Experience – Lending expertise since the early 2000s
✅ Relationship-Focused – We go beyond the transaction to build long-term partnerships
🎯 Our Mission: Exceptional Service, Every Day
We’re committed to providing you with the best lending experience possible. Whether you’re purchasing your dream home, building wealth through real estate, or refinancing to improve your financial situation, we deliver honest advice, fast results, and unbeatable service—from your first consultation to your final closing.
🔧 Our Loan Programs
🏡 Primary & Secondary Home Loans (MO, KS, TX, FL)
Purchase Loans – Buy your dream home or vacation property with tailored mortgage solutions
Rate & Term Refinancing – Lower your monthly payments or shorten your loan term
Cash-Out Refinancing – Tap into home equity for home improvements, debt consolidation, or major expenses
📈 Investment Property Financing (Available in Most States)
DSCR Loans
Finance rental properties based on the property's cash flow—not your personal income. Ideal for both long-term and short-term rental investments.
Fix and Flip Loans
Short-term funding for investors purchasing, renovating, and reselling properties for a profit. Close fast, renovate smart, and scale quickly.
Fix and Rent Loans (BRRRR Loans)
Finance the purchase and rehab of a property, then transition seamlessly into a long-term rental loan. Perfect for the BRRRR (Buy, Rehab, Rent, Refinance, Repeat) strategy with built-in exit financing.
New Construction Loans
Ground-up financing for builders and developers. Includes All-in-One development loans, vertical construction, and Build-to-Rent (BTR) financing.
Bridge Loans
Short-term funding to bridge the gap between transactions—ideal when buying a new property before selling your current one.
Transactional Funding
Quick-turn financing for same-day double closings, enabling investors to execute wholesale deals efficiently.
🤝 Join the Cap One Lending Family
At Cap One Lending, we’re more than just a lender—we’re your partner in achieving homeownership and investment success. Let’s work together to find the right loan for your goals and build a strategy that sets you up for long-term success.
📞 Call us today at 816-905-1111 or apply HERE to get started.
